Home Loans
Your Pathway to Homeownership
Explore Tailored Home Loan Solutions Designed to Open Doors to Your Dream Home
Apply NowHome Loans
Home Loan is a secured loan that can be availed for buying/ constructing a residential property. Currently the Home Loan interest rate starts at 8.50% p.a. Most Banks & HFCs sanction 75% to 90% of property's value as home loans.
Low processing fee, provisional sanction, 30 years of tenure & flexible EMIs are some of the key benefits of home loans.
Quick Facts
Interest Rate
From 8.50% p.a.
Loan Amount
75% - 90% of Property Value
Tenure
Up to 30 Years
Types of Home Loans in India
DISCOVER THE RIGHT MORTGAGE SOLUTION
Home Purchase Loans
Commonly known as a home loan or housing loan are provided for buying houses or apartments. Banks usually offer 80 to 85% of the market value of the property as a loan.
Plot Loans
This type of loan is provided for the purchase of land or an empty plot for residential activity, construction or investment purpose. Offered up to 70% of the cost of the land.
Home Construction Loan
Provided for constructing a home on an already available piece of land. The loan amount is normally 85% to 90% of the construction cost.
Home Improvement Loans
These loans help with all home renovation or improvement work including paint job, new flooring, plumbing or exterior elevation works.
Home Expansion Loans
Provided for expanding existing homes including expanding rooms, adding additional rooms or building new floors. Projects can range from ₹20,000 to over ₹10 lakhs.
Best Home Loan Providers in India
| Bank | Home Loan Interest Rate (p.a.) | Maximum Tenure | Processing Fee |
|---|---|---|---|
| HDFC Bank | 8.50% - 9.15% | 30 Years | Up to 0.50% (max ₹4,500) + taxes |
| PNB Housing Finance | 8.50% - 11.25% | 30 Years | 1% + taxes |
| Kotak Mahindra Bank | 8.70% | 20 Years | 0.50% + GST |
| SBI | 8.40% - 10.05% | 30 Years | Up to 0.50% + GST |
| ICICI Bank | 9.00% - 10.05% | 30 Years | Up to 0.50% + GST |
| Bank of Baroda | 8.40% - 10.60% | 30 Years | Up to 0.50% |
Our Process
HOW IT WORKS
Submit Your Business Details
Start by filling out our user-friendly online form, providing essential details about your homeownership goals and financial requirements.
Efficient Processing
Our dedicated team promptly processes your application, ensuring a swift response to your home loan request.
Consultation
Connect with a South Quest representative for a personalized consultation. We'll discuss your dream home aspirations and tailor a home loan solution.
Fuel Your Growth
Once approved, access the funds you need to turn your homeownership dreams into reality. South Quest is committed to being your trusted financial partner.
Features & Benefits of Home Loan
EXPLORE THE ADVANTAGES OF HOME FINANCING
Why Apply for a Home Loan with South Quest?
Applying for a Home Loan may seem daunting and information can be confusing as each bank has its individual scheme and interest rate.
South Quest helps you compare different rates on a single screen and seal the best home loan deal based on your demographics, income, and repaying capacity.
- The lowest rate of interest
- Lowest processing fees
- Easy documentation
- Fastest loan turnaround time
- Favorable foreclosure and prepayment terms
- Assistance with transaction charges
Key Benefits
Our home loan specialists can help you to:
Find the perfect loan for you
With our streamlined process and expert guidance, finding the right loan has never been simpler. Complete the form to take the first step towards realizing your dreams. Your financial journey starts here.
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Frequently Asked Questions
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