Personal Loan
Get an Instant personal loan of up to ₹15 lakhs
Low interest rate with higher chance of approval
Apply NowPersonal Loans
Personal Loans are ideal to fund your higher education, business expansion, home improvement, wedding, travel, medical expenses & more. South Quest is currently offering the lowest personal loan interest rate starting at 10.50% at a flat processing fee. Get instant approval for affordable personal loans up to 15 Lakh for 5 years without pledging collateral or adding guarantor.
Loan Purposes
Types of Personal Loan
DIVERSE PERSONAL LOAN OPTIONS
Travel Loan
These personal loan schemes are for people who love travelling. This loan is called by many names, including Travel Loan, vacation loan, and holiday loan. You can avail this loan to travel around the world, and pay the bills in affordable EMIs.
Wedding Loans
Weddings in India come with a long list of expenses. It's a once in a lifetime experience for everyone and to make it more memorable many people often need financial support. These loans are availed by the would-be brides and grooms or their family members to pay for wedding related expenses.
Education Loan
You can use these loans for paying the tuition fees of your child, or any other big academic requirements like going abroad for higher studies.
Medical Loan
You can use these loans for paying Emergency Medical expenses. At Medical Personal Loan, we believe in the healing power of financial support. We are dedicated to being your trusted partner, ensuring that your health journey is supported by sound financial decisions.
Personal Loan Fees And Charges
By carefully researching different banks, you can ensure you get the best deal possible because different banks charge different fees and charges.
Bank / NBFC
Processing Fee Range
Our Process
HOW IT WORKS
Submit Your Details
Fill out our user-friendly online form with essential details such as your name, contact information, and loan requirements.
Application Processing
Our dedicated team processes your application swiftly, ensuring a prompt response to your loan request.
Personalized Consultation
A South Quest representative will reach out to you for a one-on-one consultation. We'll understand your financial needs and guide you through the loan options available.
Secure Funding
Once approved, secure the funds you need to fulfill your dreams. Whether it's a home renovation, educational expenses, or any personal endeavor.
Features & Benefits of Personal Loan
EXPLORE THE ADVANTAGES OF PERSONAL LOANS
The rate of Interest
The Rate of Interest on Personal Loans starts with 10.50% depending on your credit score, income and so forth.
Loan amount
You can get a loan online for as low as 20,000 and as high as Rs. 15,00,000 depending on your requirement and eligibility.
Loan tenure
Personal loans are available for periods as short as 12 months. The average tenure for a Personal Loan is between 12 and 60 months.
Security
Due to its unsecured nature, collateral is not required.
Loan turnaround time
A Personal Loan typically has the fastest turnaround time in the industry. Many banks provide online approval within 48 hours.
Processing fees
It depends on the individual bank and varies between 0.5% to 3% of the loan amount.
Prepayment penalty
Banks charge prepayment penalty if you repay your Personal Loan before the determined period.
Personal Loans by Banks
Comparing the interest rates of different banks is a great way to find the most advantageous option. Taking the time to explore the different rates available can provide the opportunity to secure a better deal.
Bank Personal Loans
NBFC Personal Loans
Frequently Asked Questions
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